Hey there, I’m Dustin.
To get a sense of who I am, let me first take you back to the summer of 2016. I had a good-paying job with my own corner office, a long-term girlfriend, I lived downtown, leased a nice car, went out for happy hours and dinners every week and worked out at a pricey gym. On paper, life was perfect.
But deep down, I was lost. I remember thinking to myself, “is this all there is?” I was sleepwalking through my own life.
That summer I got my wake up call after I was unexpectedly laid off from my job and endured a life-altering breakup. I was broken. I was lost. I had virtually no savings and a pile of debt.
I had no choice but to re-evaluate everything and ultimately decided I was going to take back control of my life, and my finances.
Today, my goal is to save over half of my income consistently and build up my net worth so that money is no longer an issue or source of stress in my life. I also plan to retire from mandatory work decades before my peers.
How? I turned my negative savings rate into a 65% savings rate: not by making a ton more money, but by being a bit more thoughtful on what I spend my money on. And I am automatically investing my savings so that my money is working hard 24 hours a day without me having to worry about it. My saving level has allowed me to become debt free and grow my net worth in a shockingly short amount of time.
Now I know what you’re thinking. Saving 50% of one’s take-home pay sounded crazy to me too, when the American average is less than one-tenth of that, but I promise you it is achievable with a simple change in mindset.
The crazy thing is, I don’t feel deprived at all from spending less. Instead, I feel free and in control. More today than I have at any other point in my life.
I want to share with you what I have learned and put it into easy, actionable steps so that you are in control of your money at all times and able to achieve your financial goals easier and faster than you ever thought possible.
The Personal Finance Playbook 