For all my talk about the beauty of index funds and passive investing, and how stock picking is basically the root of all evil, I have a tiny confession to make.
This post is centered around a technique that has helped positively shape my relationship with money but has also made a profound impact in my life.
Accumulating credit card reward points offers you the ability travel the world without negatively impacting your savings rate.
Oh market timing. Everyone thinks they can do it, I sure did. I think maybe we are all born with this bravado. But it’s a horrible idea.