Debt is no fun. It’s a grouch. It’s a party killer. It sucks. And if you’re currently living with debt, it should be considered a CNN-style breaking news EMERGENCY.
The stock market is at an all-time high. Tensions are building. Valuations are stretched. “It can’t go much higher, right? When is the party going to end? How far will stocks fall once it does?” I get these questions all the time. My answer: I don’t know and I don’t care.
The 2017 Equifax data breach impacting approximately 143 million consumers is frightening and a very real threat to our finances. But the good news is there are tools and strategies that will help defend ourselves against potential identity theft.
Fees are one of the only components we can control as investors and the decisions you make today can save you hundreds of thousands of dollars over your investing lifetime.
Half of this country cannot cope with another recession.
The majority of millennials today are wary of investing in the stock market. I can’t blame them at all because I was one of them.
Most of us grew up thinking that the surefire way to be successful and happy in life is to own the biggest and best things. The better job title we have, more money we make, the bigger house we can afford, the nicer cars we can drive and the more things we can buy. The American Dream, right? But do any of those things really make us happy?
After graduating college with a degree in Financial Planning and working as a credit analyst at a prominent bank, I thought I knew more than most when it came to personal finance. My god was I wrong.
Anyone has the ability to take control of their financial situation, and never again let it control them. And I promise you it is achievable. Attaining this level of financial freedom all boils down to one simple formula: Spend much less than you earn and invest the surplus wisely.