Most of us grew up thinking that the surefire way to be successful and happy in life is to own the biggest and best things. The better job title we have, more money we make, the bigger house we can afford, the nicer cars we can drive and the more things we can buy. The American Dream, right? But do any of those things really make us happy?
After graduating college with a degree in Financial Planning and working as a credit analyst at a prominent bank, I thought I knew more than most when it came to personal finance. My god was I wrong.
Anyone has the ability to take control of their financial situation, and never again let it control them. And I promise you it is achievable. Attaining this level of financial freedom all boils down to one simple formula: Spend much less than you earn and invest the surplus wisely.