I now understand that frugality is not only a lost art in today’s spend now world, but it is also a superpower.
Debt is no fun. It’s a grouch. It’s a party killer. It sucks. And if you’re currently living with debt, it should be considered a CNN-style breaking news EMERGENCY.
Get Rid Of The Excess
Most of us grew up thinking that the surefire way to be successful and happy in life is to own the biggest and best things. The better job title we have, more money we make, the bigger house we can afford, the nicer cars we can drive and the more things we can buy. The American Dream, right? But do any of those things really make us happy?
The Personal Finance Playbook
Anyone has the ability to take control of their financial situation, and never again let it control them. And I promise you it is achievable. Attaining this level of financial freedom all boils down to one simple formula: Spend much less than you earn and invest the surplus wisely.